|
|
By using this web
site, you signify your
acceptance of the legal
terms contained in this
Terms of Use and any
legal terms found
elsewhere on the web
site. All such legal
terms are subject to
change without notice to
you, except that such
changes will be posted
on this web site. Such
changes are binding on
you and are not subject
to further acceptance by
you.
The Terms of Use and
any other legal terms
found elsewhere on this
web site constitute the
entire agreement between
you and JDN Properties,
LLC with respect to your
use of this web site,
and supersede any and
all prior or
contemporaneous
understandings or
agreements, written or
oral, regarding such
subject matter.
JDN Properties, LLC
Respects Your
Privacy
JDN Properties, LLC
respects your privacy
and is committed to
treating information
about you responsibly.
JDN Properties, LLC
understands the need to
safeguard sensitive
information that you
have provided and
appreciates that you
expect privacy and
security for your
personal and financial
affairs. JDN Properties,
LLC attempts to minimize
the information it
collects to that which
it reasonably believes
is necessary in
processing or
administering a mortgage
or home equity loan or
providing products,
services and other
opportunities that may
be of interest to
you.
To make the home
buying process simpler
and more enjoyable, JDN
Properties, LLC solicits
general information
regarding your home
buying needs and
preferences. Many
consumers have expressed
interest in receiving
appropriate offerings of
home-related products
and services that may be
useful to them. JDN
Properties, LLC will,
from time to time,
disclose the general
information you provide
to select companies that
can provide you with
information about such
products and services.
Information you provide
in connection with a
Pulte Homes sweepstakes,
contest or other special
promotion will be
treated similarly,
unless otherwise noted
in the rules and/or
disclaimers for that
promotion.
Due to the sensitive
nature of the
information collected by
JDN Properties, LLC,
that information is
segregated and accorded
special treatment, as
described in the
following section.
Information Collected
by JDN Properties,
LLC
Personal and
financial data that you
submit to JDN
Properties, LLC as part
of the mortgage
application and/or
servicing process is
segregated and used
solely for the purposes
of providing mortgage or
related financial
products or services.
Only those PM employees
who need to know
information about you to
provide products or
services to you will
have access to that
information. Personal
and financial data will
not be disclosed by PM,
except as described in
the following
paragraphs.
When you submit a
loan application to JDN
Properties, LLC, you
should know that as part
of processing your
application and/or
servicing your loan, JDN
Properties, LLC collects
personal and financial
information about you
from the following
sources: (1) information
it receives from you on
applications or other
related forms, (2)
information about your
transactions with JDN
Properties, LLC, JDN
Properties, LLC's
affiliates or others,
and (3) information JDN
Properties, LLC receives
from consumer reporting
agencies. This
additional information
is needed as part of the
mortgage process.
JDN Properties, LLC
recognizes the
sensitivity of the above
information and, as
such, will not share
personal and financial
information with its
affiliates (an
"affiliate" is a company
that JDN Properties, LLC
owns or controls, or
that is commonly owned
or controlled by JDN
Properties, LLC 's
parent holding company),
except to the extent
permitted by you or
permitted under the
Federal Fair Credit
Reporting Act (which
permits JDN Properties,
LLC to share your name,
address and facts about
your transactions and
experiences -- such as
your loan payment
history -- within JDN
Properties, LLC's
affiliated family of
companies). This means
that JDN Properties, LLC
will not share
information about your
income or assets with
its affiliates unless
JDN Properties, LLC asks
for, and receives, your
permission. JDN
Properties, LLC's
affiliates include
financial service
providers, such as title
insurance agencies, and
non-financial companies,
such as JDN Properties,
LLC's homebuilders.
Except as stated
elsewhere in this
Privacy Policy, JDN
Properties, LLC will
disclose personal and
financial information
with non-affiliated
companies or third
parties only if you
agree that it can. JDN
Properties, LLC may
disclose personal
information about you to
other financial
institutions with whom
JDN Properties, LLC has
joint marketing
agreements, but JDN
Properties, LLC will not
disclose your income or
assets to those
financial institutions.
Please note that JDN
Properties, LLC will not
share information
regarding your income
and assets with any
non-affiliate, except as
described in the next
paragraph.
JDN Properties, LLC
may also share personal
and financial
information about you
(as described above)
with either affiliates
or non-affiliates as
permitted by law. Such
instances could include
(but are not limited to)
reports filed with
certain government
agencies or documents
produced in response to
a court order or
subpoena.
JDN Properties, LLC
maintains physical,
electronic and
procedural safeguards to
comply with federal
standards to safeguard
personal and financial
information about
you.
JDN Properties, LLC
has established
procedures designed to
ensure that personal
information about you is
as accurate and complete
as possible, in
accordance with
reasonable commercial
standards. If you
believe that any
information about you is
inaccurate or
incomplete, please
notify JDN Properties,
LLC by email to
info@jdnpropertiesllc.com
or by calling (908)
272-4100. JDN
Properties, LLC will
take commercially
reasonable steps to
investigate your
concerns and correct
inaccurate information
in a timely manner.
Former Customers
After you are no longer
an active JDN
Properties, LLC
customer, JDN
Properties, LLC will
continue to treat
information you have
provided as if you were
still a customer.
Effectiveness of
Privacy Policy
This Privacy Policy
applies only to
individual consumers.
This Privacy Policy is
effective as of August,
2004.
Questions
If you have any
questions or comments
regarding this Privacy
Policy, please feel free
to contact us via email
to info@jdnpropertiesllc.com
or by telephone (908)
272-4100.
Copyright © 2004
JDN Properties, LLC. All
rights reserved. These
materials are provided
by JDN Properties, LLC
as a service to the
public and are to be
used for personal
informational purposes
only. We grant you
permission to download
this web site's content
and to print a single
hard copy for your use
only. You may not
otherwise use, copy,
modify, distribute,
republish, or transmit
any of the content or
materials from this web
site without the written
permission of JDN
Properties, LLC. You
agree that if you
violate this
prohibition, you may be
subject to all legal
remedies available to
JDN Properties, LLC, and
you will additionally be
responsible for any
other losses, attorneys'
fees or costs JDN
Properties, LLC may
incur as a result of
your violation.
The web site also
contains trademarks and
service marks that
belong to third parties.
These other trademarks
and service marks are
the property of their
respective owners. In
the event that a third
party makes a claim or
initiates suit against
JDN Properties, LLC due
to your use of these
other trademarks and
service marks without
the permission of the
proper party, you agree
to indemnify and hold
JDN Properties, LLC
harmless from such claim
or suit, and to
reimburse Pulte Homes
for all losses,
attorneys' fees and
costs that JDN
Properties, LLC incurs
in connection with such
claim or suit.
Certain parts of this
web site are accessible
by password only. JDN
Properties, LLC may
provide you with a
password. Whether JDN
Properties, LLC provides
your password or you
create your own, Pulte
Homes will not share
your password with any
party. It is also your
responsibility to keep
your password
confidential and secure.
You should also take
care to log off (close
your browser) after
accessing a password
protected area of the
web site. You will be
considered responsible
for all interactions
that occur on this web
site using your
password.
This web site may be
accessed by users
throughout the United
States and
internationally. It may
contain references or
cross-references to JDN
Properties, LLC
products, programs and
services that are not
available in your state.
These references do not
imply that Pulte Homes
intends to make such
products, programs or
services available to
residents in your state.
The information
contained in this web
site is not intended as
a solicitation to users
residing in states where
JDN Properties, LLC or
its affiliates are not
authorized to conduct
business.
Despite the best
efforts of JDN
Properties, LLC to
provide accurate
information, including
but not limited to
prices and availability
of homes or lots, it is
not possible to
completely ensure that
information on this web
site is constantly
correct. JDN Properties,
LLC does not warrant the
accuracy and
completeness of
information, text,
graphics, links or items
contained on this web
site. THIS WEB SITE IS
PROVIDED 'AS IS' WITHOUT
WARRANTY OF ANY KIND,
EITHER EXPRESS OR
IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS
FOR A PARTICULAR
PURPOSE, OR
NON-INFRINGEMENT. JDN
Properties, LLC further
does not warrant that
its service in providing
this web site will be
uninterrupted.
In no event shall JDN
Properties, LLC be
liable for any special,
indirect or
consequential damages of
any kind, or any damages
whatsoever resulting
from loss of use, data
or profits whether or
not advised of the
possibility of damages,
and on any theory of
liability, arising out
of or in connection with
your use of the
materials. The web site
and the materials on the
web site are subject to
change without notice
and represent no
commitment on the part
of Pulte Homes in the
future. All products and
services are provided
subject to applicable
taxes and accompanying
terms and
conditions.
This web site
contains several
references to products
of other companies and
links to other web
sites, including web
sites of non-affiliates
of JDN Properties, LLC.
Those other web sites
are governed by the
terms and conditions
applicable to those web
sites. The links to
those web sites are
placed for your
convenience only, and do
not comprise any
warranty or endorsement
on the part of JDN
Properties, LLC as to
the companies, products,
services, information or
programs associated with
these web sites.
Similarly, JDN
Properties, LLC makes no
warranty or endorsement
of non-affiliated
companies and products
that appear on this web
site.
By accessing this web
site, or using
information on this web
site, you submit to the
exclusive jurisdiction
of the state courts in
Oakland County, Michigan
or the United States
Federal District Court,
Eastern District of
Michigan, to resolve
disputes of any kind
arising out of your
reliance on the
information on this web
site, or any interaction
with JDN Properties, LLC
involving this web
site.
top
|
